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How to Retire Debt-Free and Wealthy

How to Retire Debt-Free and Wealthy


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About the Book

Christine Ibbotson has been providing financial advice for decades. She's fully aware of the reality: In today's busy life, most people are worried about their jobs, their kids, and what to make for dinner. Planning for the future is usually last on the list. Most believe it is too difficult to understand all the ins and outs of the financial markets, how to save and plan for the future, and how to pay off their mortgage. They would rather leave it up to someone else to make the decisions on their retirement portfolios. As Ibbotson suggests, most people simply wait too long to plan--and then panic.

In How to Retire Debt-Free and Wealthy, Licensed Financial Advisor Christine Ibbotson offers accessible and realistic guidelines in a series of achievable steps, from debt elimination to wealth management, teaching readers how to create their own customizable financial plans. Illustrated with stories of real clients who have achieved their retirement dreams, Ibbotson's book is sure to leave readers with all the tools and techniques to save and eliminate debt.


About the Author: Lessons From Your Finance Coach
Getting Started
Core Then Explore
Establishing Your Core
Five Steps to Establishing your CORE PLAN
-Step 1: Debt Elimination
-Step 2: Mortgage Amortization Should Match the Years Left to Your Retirement.
-Step 3: Use a Daily Cash Journal and Finance Tracker
-Step 4: Determine your TDS Ratio
-Graham and Valerie
-Guy and Yvonne
-Step 5: Explore Ways to Increase Your Wealth
CASH TRACKER
FINANCE TRACKER
Client Stories: How to Eliminate Debt Before Retirement
Leverage Lending to Pay off a Mortgage: Laurie & Patrick.
Waiting for the Inheritance that Never Came: Lisa & Jack
Relying on Home Equity to Fund Retirement: Tracie & Kyle
How Can We Save for Retirement When We Don't Earn Enough: Mandy & Joe
Sandwich Generation: Jennifer & Dave
We Can Never Save Enough: Wendy and Raymond
The Kids Deserve it All: Anne & Robert
Self-Employed Professionals with High Lifestyles: Dr. Brown & Karen Brown
Affluent Clients are Not Afraid of Debt, but They Should Be: Caroline
Using Rental Properties to Increase Wealth: Cheryl & James
Three Key Components to Purchasing Rental Properties
What the Bank Looks For When Lending
Ways to Save Everyday
Investing 101 - The Basics
Retirement Dreaming - Debt Free with a Comfortable Retirement Future
The Bucket Approach to Retirement Savings
Let's Talk About RSPs
Protection of Lifestyle
Client Stories: Divorced, Separated and Starting Over
Stay-at-Home Mom Starting Over: Charmaine
Only One has the Money and the Other has the Income: Helen & Martin
Why Can't I Get a Better Mortgage Rate: Julie
Cleaned Out the Second Time Around: Candice
Starting Over Check List
Client Stories: All Ready Retired or Only Five Years to Go
We're Not Ready: Rose & Peter
The Pitfalls of Planning Too Late: Grace & Arthur
Considering a Second Career in Retirement: Derrick & Mary-Anne
Forget the Plan - We Can Make it on Our Own: Debbie & Greg
Final Message from Your Coach
Thank You
About the Author


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Product Details
  • ISBN-13: 9781771088022
  • Publisher: Nimbus Publishing Limited
  • Publisher Imprint: Nimbus Publishing (CN)
  • Height: 196 mm
  • No of Pages: 240
  • Spine Width: 15 mm
  • Width: 142 mm
  • ISBN-10: 1771088028
  • Publisher Date: 13 Jan 2020
  • Binding: Paperback
  • Language: English
  • Returnable: Y
  • Weight: 367 gr


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