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Growth and Performance of Regional Rural Banks

Growth and Performance of Regional Rural Banks


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About the Book

Regional Rural Banks were set up in 1975 with the basic objective of providing credit facilities to the rural poor. In the light of changes that have taken place in response to the financial sector reforms, the present study appratises the growth and performance of Regional the growth and performance of Regional Rural Banks in the state of Punjab. It attempts to intensively examine and compare the various aspects of growth, profitability and productivity of RRBs operating in the State and assesses the perception of customers regarding working of these institutions. The study covers all the Regional Rural Banks operating in Punjab, serving 15 districts of the State and having 210 branches. The study is based on both primary data and secondary data.

This book is a humble attempt to examine the various aspects of functioning of rural banks and highlights the problems of rural poor dealing with the banks. It is hoped that this book will be found immensely informative and would poor useful to scholars and commerce, and to planners, policy-makers and bankers.


About the Author
Dr Navkiranjit Kaur Dhaliwal did her M.Com in 1995, M.A. (Ph.Adm.) in 1998, L.L.B. (Two Years Course) in 2000 and Ph.D in 2008 from Punjabi University Patials. She cleared UGC (NET) test and has been in teaching profession for more than 13 years. At present she is teaching various postgraduate courses in Department of Commerce, Punjabi University Patiala. Dr. Navkiran has specialization in Banking and Finance. She has published a number of research papers and presented a number of research papers and presented various papers in national seminars and conferences. She has been a member of Board of Studies in Commerce, Punjabi University Patiala. She has also been recognized as Research Guide to M.Phil and Ph.D students in the Faculty of Commerce.


Table of Contents

  • Introduction

  • Review of Literature

  • Research Methodology

  • Growth and Performance of RRBs

  • Profitability and Productivity of RRBs

  • Customers' Perception Regarding Working of RRBs

  • Summary, Conclusions and Suggestions


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Product Details
  • ISBN-13: 9788183566322
  • Publisher: Discovery Publishing House Pvt Ltd
  • ISBN-10: 8183566324
  • Publisher Date: 2010


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