A great divide exists between financial advisors, pension economists and consumers when it comes to immediate annuities, primarily because there is a lack of understanding exactly what they are. It's only after purchasing one that the consumer falls in love with their contract. Gary S. Mettler, CFP(c), CEBS, offers his book, Always Keep Your Hands Up, to bridge the gap between the professional advisor and consumer worlds.
Learn how immediate annuities help society as a whole by protecting the most vulnerable of its members from financial collapse due to life's obstacles, such as chronic illness, unemployment, natural disasters, divorce, business and financial market failures, or any other unpredicted tragedy. Though an immediate annuity won't make you rich, it will keep you from total financial loss.
Mettler keeps a laser focus on this one type of contract and covers all of its issues, including the history, contract forms, sales agents, brokerage practices and strategies, comparative analysis, marital property issues, and safety aspects. In many cases, he uses real-life examples and anecdotes to help you grasp the uniqueness and power of these simple arrangements. Start down your path to financially protecting yourself and loved ones through this misunderstood and unassuming financial product.
About the Author: Gary S. Mettler, CFP(c), CEBS, has a thirty-year, eclectic annuity career that has earned him the informal but accurate title of "the annuity maestro." His experiences as an annuity agent included legal and actuarial training, commercial retail contracts, charitable gift contracts, structured settlements, home office annuity product design, and advanced annuity sales. As a litigation economist, he specialized in retirement plan valuation and rendered thousands of opinions regarding defined benefit and defined contribution retirement plans property matters for divorcing couples.
As a nationally published author, Mettler's annuity articles have appeared in numerous periodicals including Benefits Quarterly, Senior Market Advisor, LifeHealthPro and Financial Planning. In addition, his white papers serve as research references for other annuity industry contributors.
Mettler began his formal education at the United States Military Academy at West Point and completed studying business economics at the University of California at Santa Barbara.
